Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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OMG Ryan Davis is THE MAN! I NEVER thought I would own my home and it seemed impossible but this guy made it happen! We closed in less than 120... read more
Corina Carrasco
We purchased our first home and closed yesterday! Thank you so much Ryan! Even in todays market with our income it was possible! I truly recommend Ryan! He goes above... read more
IRIS CHICAS
As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
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O’keven financial help me and my wife to get our house in Lea county Ryan was really patient thru the all process I will recommend him and o’keven financial... read more
Jesus Lujan
We recently bought a new home and working with Ryan was the absolute best. He made the transaction so easy. This was our 3rd home to buy, and it was... read more
Elya Ponce
So helpful, every step of the way! Highly recommended!!!
Jamie Galindo
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Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
Very good experience! We are grateful to Ryan Davis for guiding us and making the process a lot less stressful.
Osvaldo Jose
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Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
This was my first time buying a home and I thought the process would be hard and very complicated. Ryan Davis sat with me, even after hours and explained the... read more
Siris The Virus
Ryan got me a really good rate and explained things throughout the process. It was my first time buying a home so I had a ton of questions. Always responded... read more
David Astro
