Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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It was a pleasure to work with Ryan Davis. We just finished up with a purchase of a home and Ryan assisted us with our financial needs. We appreciate Ryan... read more
Lisa Robinson
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
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Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
Ryan Davis helped me with every step of the buying process. I had no clue how much went into everything, and he made this 100% stress free for me.... read more
Amy Grado
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Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
So helpful, every step of the way! Highly recommended!!!
Jamie Galindo
As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
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We purchased our first home and closed yesterday! Thank you so much Ryan! Even in todays market with our income it was possible! I truly recommend Ryan! He goes above... read more
IRIS CHICAS
If you’re looking to buy a home, Ryan Davis is the person you want to work with!! We can’t say enough great things about him and O’Keven Financial! Out of... read more
V Reyes
Very good experience! We are grateful to Ryan Davis for guiding us and making the process a lot less stressful.
Osvaldo Jose
