Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
If you’re looking to buy a home, Ryan Davis is the person you want to work with!! We can’t say enough great things about him and O’Keven Financial! Out of... read more
V Reyes
Great home buying experience with Ryan.
Cynthia Losey
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Working with O’Keven Financial was a great experience overall. Ryan was very professional and made my first time home buying experience go smoothly. I would recommend to anyone looking... read more
Eladio Menchaca
Worked with Jaime Jordan for financing of our new home. We had a pre-approval within hours of speaking to him. He is very professional, honest, hard working and versed in... read more
Jo Ann Escanlar
As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
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Ryan got me a really good rate and explained things throughout the process. It was my first time buying a home so I had a ton of questions. Always responded... read more
David Astro
Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
Very good experience! We are grateful to Ryan Davis for guiding us and making the process a lot less stressful.
Osvaldo Jose
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Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
Ryan Davis helped me with every step of the buying process. I had no clue how much went into everything, and he made this 100% stress free for me.... read more
Amy Grado
Ryan O'Keven was an absolute miracle worker! He is a true professional and an expert in his field. His guidance was instrumental in us closing on our mortgage, and I... read more
Mike Norton
