Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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We've been working with Ryan Davis for a while now and with every conversation the process gets easier and easier. He's a very helpful guy and will do all he... read more
James Allman
Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
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I really appreciated Ryan's work ethic through the process. There were times that (after clarifying it was okay to do so) we worked at 9 pm so there was no... read more
Travis Briggs
Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
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Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
I am a single mom and was unsure if I could get a mortgage on my own. Ryan Davis helped every step of the way. Now my kids and I... read more
Morgan Banks
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Thanks to Ryan for the hard work to get me approved on my loan!
Jose Fonseca
So helpful, every step of the way! Highly recommended!!!
Jamie Galindo
I Don't know Where to begin .Ryan Davis never Quit working for us a wall would go up but he found a way.I highly recommend ... read more
Shawnda Vaughn
