Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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OMG Ryan Davis is THE MAN! I NEVER thought I would own my home and it seemed impossible but this guy made it happen! We closed in less than 120... read more
Corina Carrasco
One phone call to Ryan Davis who pointed me in the right direction to clean up my debt to ratio in order to buy a house! A few months later... read more
Amy O'Boyle
Thank you Ryan Davis for making my first time buying a home very smooth and easy! Always so quick to answer any questions and was there day and night. Loving... read more
Adriana Armendariz
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This was my first time buying a home and I thought the process would be hard and very complicated. Ryan Davis sat with me, even after hours and explained the... read more
Siris The Virus
It was a pleasure to work with Ryan Davis. We just finished up with a purchase of a home and Ryan assisted us with our financial needs. We appreciate Ryan... read more
Lisa Robinson
Jaime Jordan walked us from the very beginning to end on getting an FHA loan on our first home in Texas. We were in a position where we needed a... read more
Moni Rubio
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Great home buying experience with Ryan.
Cynthia Losey
Ryan Davis was exceptional when it came to getting a loan for our home. He was professional, very attentive to our needs and does his absolute best to get the... read more
Nicole White
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
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Ryan Davis is awesome! We worked with him from the beginning to close. He answered all questions we had and kept constant communication with us. He made the home buying... read more
Cassandra Garcia
Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
