Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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As a Realtor I have worked with many lenders. Ryan Davis with O'Keven Financial is at the top of my list. He has made every transaction very smooth... read more
Haley Kinney
Jaime Jordan walked us from the very beginning to end on getting an FHA loan on our first home in Texas. We were in a position where we needed a... read more
Moni Rubio
Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
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I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
Ryan Davis was exceptional when it came to getting a loan for our home. He was professional, very attentive to our needs and does his absolute best to get the... read more
Nicole White
I Don't know Where to begin .Ryan Davis never Quit working for us a wall would go up but he found a way.I highly recommend ... read more
Shawnda Vaughn
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This was my first time buying a home and I thought the process would be hard and very complicated. Ryan Davis sat with me, even after hours and explained the... read more
Siris The Virus
Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
OMG Ryan Davis is THE MAN! I NEVER thought I would own my home and it seemed impossible but this guy made it happen! We closed in less than 120... read more
Corina Carrasco
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Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
Ryan got me a really good rate and explained things throughout the process. It was my first time buying a home so I had a ton of questions. Always responded... read more
David Astro
We've been working with Ryan Davis for a while now and with every conversation the process gets easier and easier. He's a very helpful guy and will do all he... read more
James Allman
