Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
Thank you Ryan Davis for making my first time buying a home very smooth and easy! Always so quick to answer any questions and was there day and night. Loving... read more
Adriana Armendariz
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Working with O’Keven Financial was a great experience overall. Ryan was very professional and made my first time home buying experience go smoothly. I would recommend to anyone looking... read more
Eladio Menchaca
We've been working with Ryan Davis for a while now and with every conversation the process gets easier and easier. He's a very helpful guy and will do all he... read more
James Allman
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
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We recently bought a new home and working with Ryan was the absolute best. He made the transaction so easy. This was our 3rd home to buy, and it was... read more
Elya Ponce
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
OMG Ryan Davis is THE MAN! I NEVER thought I would own my home and it seemed impossible but this guy made it happen! We closed in less than 120... read more
Corina Carrasco
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This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
Awesome experience Absolutely impressed with the Team Work and all the Help Provided Thank You for Everything
Danny Miller
Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
