Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
Worked with Jaime Jordan for financing of our new home. We had a pre-approval within hours of speaking to him. He is very professional, honest, hard working and versed in... read more
Jo Ann Escanlar
Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
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Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
If you’re looking to buy a home, Ryan Davis is the person you want to work with!! We can’t say enough great things about him and O’Keven Financial! Out of... read more
V Reyes
Jaime Jordan walked us from the very beginning to end on getting an FHA loan on our first home in Texas. We were in a position where we needed a... read more
Moni Rubio
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I Don't know Where to begin .Ryan Davis never Quit working for us a wall would go up but he found a way.I highly recommend ... read more
Shawnda Vaughn
It was a pleasure to work with Ryan Davis. We just finished up with a purchase of a home and Ryan assisted us with our financial needs. We appreciate Ryan... read more
Lisa Robinson
One phone call to Ryan Davis who pointed me in the right direction to clean up my debt to ratio in order to buy a house! A few months later... read more
Amy O'Boyle
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Ryan was on point from the start! Working well past business hours to answer any questions and facilitate help throughout the entire home buying process. He made everything as easy... read more
Michelle Ortega
Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
