Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Great home buying experience with Ryan.
Cynthia Losey
Thanks to Ryan for the hard work to get me approved on my loan!
Jose Fonseca
Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
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We recently bought a new home and working with Ryan was the absolute best. He made the transaction so easy. This was our 3rd home to buy, and it was... read more
Elya Ponce
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
Ryan O'Keven was an absolute miracle worker! He is a true professional and an expert in his field. His guidance was instrumental in us closing on our mortgage, and I... read more
Mike Norton
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For me, as a first time home buyer, Ryan is the best! He made the entire process easy and understandable and was always willing to answer any question I had... read more
Jay Cruz
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
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Very good experience! We are grateful to Ryan Davis for guiding us and making the process a lot less stressful.
Osvaldo Jose
O’keven financial help me and my wife to get our house in Lea county Ryan was really patient thru the all process I will recommend him and o’keven financial... read more
Jesus Lujan
Ryan got me a really good rate and explained things throughout the process. It was my first time buying a home so I had a ton of questions. Always responded... read more
David Astro
