Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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If you’re looking to buy a home, Ryan Davis is the person you want to work with!! We can’t say enough great things about him and O’Keven Financial! Out of... read more
V Reyes
This was my first time buying a home and I thought the process would be hard and very complicated. Ryan Davis sat with me, even after hours and explained the... read more
Siris The Virus
I really appreciated Ryan's work ethic through the process. There were times that (after clarifying it was okay to do so) we worked at 9 pm so there was no... read more
Travis Briggs
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Ryan Davis was absolutely amazing helpful answered all my questions and would pick up the phone at any time and if he couldn’t he always called back the guy is... read more
Dusty Thompson
What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
OMG Ryan Davis is THE MAN! I NEVER thought I would own my home and it seemed impossible but this guy made it happen! We closed in less than 120... read more
Corina Carrasco
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This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
Ryan was on point from the start! Working well past business hours to answer any questions and facilitate help throughout the entire home buying process. He made everything as easy... read more
Michelle Ortega
Great home buying experience with Ryan.
Cynthia Losey
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Ryan helped get myself and my 2 children into the home of our dreams! I am so thankful for his professionalism and ability to run numbers to fit our needs.... read more
Crystal Putman
It was a pleasure to work with Ryan Davis. We just finished up with a purchase of a home and Ryan assisted us with our financial needs. We appreciate Ryan... read more
Lisa Robinson
We've been working with Ryan Davis for a while now and with every conversation the process gets easier and easier. He's a very helpful guy and will do all he... read more
James Allman
