Explore mortgage options with O'Keven Financial
Your premier mortgage lender located in Hobbs, New Mexico. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Ryan O'Keven was an absolute miracle worker! He is a true professional and an expert in his field. His guidance was instrumental in us closing on our mortgage, and I... read more
Mike Norton
What more can I say other than Ryan is the BEST. Honest, reliable, proactive and much more. Go to O’Keven, Ryan is your guy.
TYNETTA HOWARD-LESCANO
Yesss all the above!! We were very blessed with Ryan’s support & help with the whole process, made buying our new home so much easier! Thank you Ryan for all... read more
Sonia Tarin
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This was my second home purchase and was dreading the loan process but Ryan Davis made it as smooth as possible. Ryan Davis kept us updated on everything and made... read more
Lonnie Creed
Jaime Jordan walked us from the very beginning to end on getting an FHA loan on our first home in Texas. We were in a position where we needed a... read more
Moni Rubio
I wasnt sure If would could be able to get a loan for a house. RYAN DAVIS was awesome he helped me get to were I needed. He was always... read more
Jessica Payan
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Jaime was able to help us get the loan for our house way faster than the other bank we were working with. Thank you Jaime
M C
I have used O'Keven Financial to buy and refinance several properties including Investment properties and they are excellent. I highly recommend them because of their expertise and their accessibility.
Rodney Davis
I Don't know Where to begin .Ryan Davis never Quit working for us a wall would go up but he found a way.I highly recommend ... read more
Shawnda Vaughn
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I am a single mom and was unsure if I could get a mortgage on my own. Ryan Davis helped every step of the way. Now my kids and I... read more
Morgan Banks
Ryan Davis is great to work with!
Vicki Goff
Ryan is AMAZING!!! Professional and caring all wrapped up in one intelligent capable person!!! Highly recommend!!!
Angela Feaselman
